> ## Documentation Index
> Fetch the complete documentation index at: https://docs.therius.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Latin America Local Payment Methods: Efecty and More

> Accept Efecty, Rapipago, PagoFácil, PagoEfectivo, Nequi, Yape, Khipu, Transbank Debit, and other LATAM payment methods through the Therius payment API.

Therius supports a comprehensive set of local payment methods across Latin America, covering Argentina, Chile, Colombia, and Peru. Brazil and Mexico have dedicated pages for their highest-volume methods — see [Bank Transfers](/connections/bank-transfers) for Pix and [Vouchers & Cash](/connections/vouchers-cash) for Boleto and OXXO. All LATAM methods route through `POST /payment/purchase` with no additional endpoint changes.

<Note>
  For Argentina methods, `apm.payerName`, `apm.payerEmail`, and `apm.payerTaxId` may be required by the payment provider. If you receive a validation error, confirm the required fields with Therius support and ensure your request includes full payer details.
</Note>

<Note>
  CLP (Chilean peso) uses `exponent: 0` — amounts are whole integers with no decimal places. A `value` of `20000` equals \$20,000 CLP.
</Note>

### Efecty — `efecty`

Efecty is Colombia's largest cash payment network, with agents in thousands of locations nationwide. The shopper receives a voucher reference and pays cash at any Efecty agent. Settlement is confirmed within 24–48 hours. Currency: COP, Colombia.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "COP", "value": 500000, "exponent": 2 },
  "paymentMethod": "efecty"
}
```

### Rapipago — `rapipago`

Rapipago is an Argentine cash payment network with over 7,000 collection points. The shopper takes a printed voucher to any Rapipago location to pay. Currency: ARS, Argentina.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "ARS", "value": 500000, "exponent": 2 },
  "paymentMethod": "rapipago"
}
```

### PagoFácil — `pagofacil`

PagoFácil is another major Argentine cash collection network, with thousands of authorized agents. Currency: ARS, Argentina.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "ARS", "value": 500000, "exponent": 2 },
  "paymentMethod": "pagofacil"
}
```

### Cobro Express — `cobro_express`

Cobro Express is an Argentine cash payment network commonly used for utility and service bill payments. Currency: ARS, Argentina.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "ARS", "value": 500000, "exponent": 2 },
  "paymentMethod": "cobro_express"
}
```

### PagoEfectivo — `pagoefectivo`

PagoEfectivo is Peru's leading alternative payment platform. The shopper receives a CIP (Código de Identificación de Pago) code they use to pay at any affiliated bank, agent, or via online banking. Currency: PEN, Peru.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "PEN", "value": 20000, "exponent": 2 },
  "paymentMethod": "pagoefectivo"
}
```

### Nequi — `nequi`

Nequi is Colombia's most popular mobile-first digital wallet, owned by Bancolombia. Shoppers authorize payment directly inside the Nequi app. Settlement is near-instant. Currency: COP, Colombia.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "COP", "value": 500000, "exponent": 2 },
  "paymentMethod": "nequi"
}
```

### Yape — `yape`

Yape is Peru's most widely used mobile payment app, owned by Banco de Crédito del Perú (BCP). Shoppers scan a QR code or enter a phone number to complete payment. Currency: PEN, Peru.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "PEN", "value": 20000, "exponent": 2 },
  "paymentMethod": "yape"
}
```

### Khipu — `khipu`

Khipu is a Chilean bank transfer platform that connects to all major Chilean banks. The shopper is redirected to their bank to authorize the transfer. CLP uses `exponent: 0`. Currency: CLP, Chile.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "CLP", "value": 20000, "exponent": 0 },
  "paymentMethod": "khipu"
}
```

### Transbank Debit — `transbank_debit`

Transbank is Chile's national debit card network (Redcompra). Shoppers authenticate with their Chilean debit card via a redirect. CLP uses `exponent: 0`. Currency: CLP, Chile.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "CLP", "value": 20000, "exponent": 0 },
  "paymentMethod": "transbank_debit"
}
```

### Bancolombia Button — `bancolombia_button`

The Bancolombia Button is a bank-hosted redirect payment for Bancolombia account holders in Colombia. Shoppers log in to Bancolombia's portal to authorize the transfer directly. Currency: COP, Colombia.

```json theme={"dark"}
{
  "merchantCode": "MERCHANT_001",
  "orderCode": "ORDER-001",
  "amount": { "currency": "COP", "value": 500000, "exponent": 2 },
  "paymentMethod": "bancolombia_button"
}
```